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• promotion immobilière avec apport personnel abordable, ca ex - Consulter le sujet

promotion immobilière avec apport personnel abordable, ca ex

C'est quoi le crédit immobilier, comment cela fonctionne ?

Message par noun » 26 Mars 2013 17:57

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Message par Le Juriste » 26 Mars 2013 19:13

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Le Juriste
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Message par noun » 28 Mars 2013 15:30

merci Le Juriste pour la réaction..
apres le contact avec la banque completé par une petite lecture dans le site web du fond de garantie (FGCMPI), j'ai compris que le fonds de garantie montre pour chaque projet promotionnel les modalités de paiment (la somme d'avance : selon l'etape de construction), dans certains projets on trouve à la fin du contenu de fond de garantie : les avenants.
On peut trouver denans un avenant rajouté à la loi generale de payer la première tranche (precisée selon l'etape d'avancement de la constuction), par exemple un avenant qui traite le cas particuliers des acquéreurs qui ne peuvent pas verser à la signature du contrat la somme declarée dans le fond de garantie, dans ce cas il y a une autre mesure de paiement : le prix total du logement change (exemple 10 milliards de centimes au lieu de 800 millions de centimes).

Je comprend maintenant pourquoi certains promoteurs (voire la plupart) ne peuvent pas sauter l'etape de l'apport personnel meme quand le credit bancaire couvre le prix total de l'appartement : il faut voir ce qui est publiée dans le fonds de garantie de leur projet et dans les avenants rajoutés.
Dernière édition par noun le 28 Mars 2013 16:00, édité 1 fois.
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